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  Loan Type: Income Generation
  Interest Rate: 25%/25.70% reducing
 
 Loan Amount Rs 12000 Rs 15000 Rs 15000 Rs 20000 Rs 20000 Rs 20000
 Loan cycle 1st 1st 1st 1st 1st 1st
 Loan Tenure 12 Months 12 Months 17 Months 19 Months 20 Months 20 Months
 Repayment Frequency 14 Days 14 Days 28 Days 14 Days 28 Days 28 Days
 No of Installments 26 26 18 41 21 21
 Loan insured for Member & Guarantor Yes Yes Yes Yes Yes Yes
  Insurance Fees includig Service Tax (15%) 99 124 321 330 324/330/428 324/330/428
  Processing Fees (1%)+ Service tax (15%) 138 173 173 230 230 230
  Reducing Interest Rate 25.70% 25.70% 25.70% 25.70% 25.70% 25.00%
  Interest Earned 1646 2067 2958 4367 4489 4330
  Installment Amount 530 660 1000 600 1200 1200
  Annual Interest rate 27.79% 27.77% 27.19% 27.06% 27.03% 26.43%
  Security Nil Nil Nil Nil Nil Nil
 
  Loan Type: Income Generation
  Interest Rate: 24.50% /25%/25.70%reducing
 
 Loan Amount Rs 25000 Rs 25000 Rs 25000 Rs 30000 Rs 35000 Rs 40000 Rs 50000
 Loan cycle 2nd / 3rd 2nd / 3rd 2nd / 3rd 3rd 3rd Onwards 3rd Onwards 4th Onwards
 Loan Tenure 19 Months 20 Months 20 Months 24 Months 24 Months 24 Months 24 Months
 Repayment Frequency 14 Days 28 Days 28 Days 28 Days 28 Days 28 Days 28 Days
 No of Installments 41 21 21 26 26 26 26
 Loan insured for Member and Guarantor Yes Yes Yes Yes Yes Yes Yes
 Insurance Fees includig Service Tax (15%) 412 405/412/533 405/412/533 486/494/642 567/577/749 648/659/856 810/824/1070
 Processing Fees (1%)+ Service tax (15%) 288 288 288 345 403 460 575
 Reducing Interest Rate 25.70% 25.70% 25.00% 24.50% 24.50% 24.50% 24.50%
 Interest Earned 5459 5611 5413 7981 9311 10641 13301
 Installment Amount 750 1500 1500 1500 1750 2000 2500
 Annual Interest rate 27.06% 27.03% 26.34% 25.60% 25.60% 25.60% 25.60%
 Security Nil Nil Nil Nil Nil Nil Nil
 
  Loan Type: Top up / Emergency
  Interest Rate: 25 %/22 %reducing
 
 Loan Amount Rs 3000 Rs 5000 Rs 5000 Rs 8000 Rs 8000 Rs 10000
 Loan Type Emergency Emergency Top-up Top-up Top-up Top-up
 Loan Tenure 8 Months 8 Months 12 Months 12 Months 12 Months 12 Months
 Repayment Frequency 28 Days 28 Days 28 Days 14 Days 28 Days 28 Days
 No of Installments 9 9 13 26 13 13
 Loan insured for Member and Guarantor No No Yes Yes Yes Yes
 Insurance Fees includig Service Tax (15%) Nil Nil 41 65 65 81
 Processing Fees (1%)+ Service tax (15%) Nil Nil 58 92 92 115
 Reducing Interest Rate 22.00% 22.00% 25.00% 25.00% 25.00% 25.00%
 Interest Earned 205 585 678 1074 1036 1356
 Installment Amount 550 450 450 350 750 900
 Annual Interest rate 25.43% 24.05% 27.04% 27.05% 27.13% 27.04%
 Security Nil Nil Nil Nil Nil Nil
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