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  Loan Type: Income Generation
  Interest Rate: 25%/25.30% reducing
 
 Loan Amount Rs 15000 Rs 15000 Rs 20000 Rs 20000 Rs 20000
 Loan cycle 1st 1st 1st 1st 1st
 Loan Tenure 12 Months 17 Months 19 Months 20 Months 20 Months
 Repayment Frequency 14 Days 28 Days 14 Days 28 Days 28 Days
 No of Installments 26 18 41 21 21
 Loan insured for Member & Guarantor Yes Yes Yes Yes Yes
  Insurance Fees including GST (18%) 127 314 338 324/338/420 324/336/338/420
  Processing Fees (1%)+ GST(18%) 177 177 236 236 236
  Reducing Interest Rate 25.30% 25.30% 25.30% 25.30% 25.00%
  Interest Earned 2029 2901 4279 4398 4330
  Installment Amount 660 1000 600 1200 1200
  Annual percentage rate 27.36% 26.80% 26.67% 26.64% 26.34%
  Security Nil Nil Nil Nil Nil
 
  Loan Type: Income Generation
  Interest Rate: 24.50% /25%/25.30% reducing
 
 Loan Amount Rs 25000 Rs 25000 Rs 25000 Rs 30000 Rs 30000 Rs 35000 Rs 40000 Rs 50000
 Loan cycle 2nd 2nd 2nd 3rd 3rd 3rd Onwards 3rd Onwards 4th Onwards
 Loan Tenure 19 Months 20 Months 20 Months 24 Months 24 Months 24 Months 24 Months 24 Months
 Repayment Frequency 14 Days 28 Days 28 Days 14 Days 28 Days 28 Days 28 Days 28 Days
 No of Installments 41 21 21 52 26 26 26 26
 Loan insured for Member and Guarantor Yes Yes Yes Yes Yes Yes Yes Yes
 Insurance Fees including GST(18%) 423 405/423/524 405/423/420/524 507 486/504/507/629 567/588/592/734 648/672/676/839 810/840/845/1048
 Processing Fees (1%)+ GST(18%) 295 295 295 354 354 413 472 590
 Reducing Interest Rate 25.30% 25.30% 25.00% 25.30% 24.50% 24.50% 24.50% 24.50%
 Interest Earned 5349 5497 5413 8306 7981 9311 10641 13301
 Installment Amount 750 1500 1500 740 1500 1750 2000 2500
 Annual percentage rate 26.67% 26.64% 26.34% 26.39% 25.60% 25.60% 25.60% 25.60%
 Security Nil Nil Nil Nil Nil Nil Nil Nil
 
  Loan Type: Top up / Emergency
  Interest Rate: 25% / 22% reducing
 
 Loan Amount Rs 3000 Rs 5000 Rs 5000 Rs 8000 Rs 8000 Rs 10000
 Loan Type Emergency Emergency Top-up Top-up Top-up Top-up
 Loan Tenure 8 Months 8 Months 12 Months 12 Months 12 Months 12 Months
 Repayment Frequency 28 Days 28 Days 28 Days 14 Days 28 Days 28 Days
 No of Installments 9 9 13 26 13 13
 Loan insured for Member and Guarantor No No Yes Yes Yes Yes
 Insurance Fees including GST(18%) Nil Nil 41 65 65 81
 Processing Fees (1%)+ GST(18%) Nil Nil 59 95 95 118
 Reducing Interest Rate 22.00% 22.00% 25.00% 25.00% 25.00% 25.00%
 Interest Earned 205 585 678 1074 1036 1356
 Installment Amount 550 450 450 350 750 900
 Annual percentage rate 25.43% 24.05% 27.04% 27.05% 27.13% 27.04%
 Security Nil Nil Nil Nil Nil Nil
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